checks to conduct before buying a house in India!

Buying a house? – Factors, priorities, and checks to conduct before buying your dream home in India!

As potential home buyers, we need to organize our thoughts on what to look for when buying a house. 

The most basic thing is to look for a home depending on our budget! Be it an apartment, builder-floor, townhouse, independent bungalow, or other configurations.

Then comes the individual needs of our family, the number of bedrooms, amount of space, the amenities, and how they stack up!

Competing priorities need to be organized. Sometimes, the needs of your children and their educational requirements make take precedence in the locality. So, you end up buying a house that’s closer to the school or college. Priorities can differ, and the list is endless- for instance.

Factors, priorities, and checks to conduct before buying a house.
  • proximity to workplace, commute time
  • being closer to nature
  • having good social infrastructure
  • being in a less populated locality
  • wanting amenities like gymnasium, clubhouse, power back-up, winning pool
  • the desire for a more spacious home e.g.  builder floor that’s more spacious…and so on

Checklist before buying a house:

Depending on your priorities, some of the important considerations could be-

1. Location:

  • You should always give a lot of importance to this point. 
  • Commuting may or may not be a problem for you.
  • Some people prefer buying a house near their office area so that they can save time.
  • Others are okay to commute if the needs of family members are met.
  • Post-COVID, the lesser population density is a preferred thing. For instance, in Hyderabad, locations like Sainikpuri and Yapral are preferred for their low-density population, greenery, and excellent social infrastructure.

2. Choosing builder:

Checklist before buying a house
  • The moment you choose your locality you need to pick the best properties in that particular area. Mostly you need to see the brand of the builder – are they trustworthy? How many years of experience they have and also if possible, you can talk to a few past customers and know in detail about them.
  • Low-priced builders in a certain locality need to be evaluated carefully. Usually, the lower price also means sub-standard construction and amenities.
  • So, a low-priced deal need NOT be a great deal for your hard-earned money! 
  • Invest time to check on the QUALITY of construction and specifications being provided by the builder, especially, small builders who make standalone-building apartments. 

3. Paperwork: 

Once you finalize the builder check all the documents:

  • For instance, in Hyderabad, check for RERA or GHMC approvals
  • Bank loan approvals, if any. This is a big assurance!
  • Commencement certificate of work
  • Environmental clearances
  • Approved building plans
  • Title deeds
  • No-Objection certificate from panchayat raj or local body
  • Release Certificate from the bank if it is a resale
  • Encumbrance certificate
  • Verify land use zone
  • Property tax receipts
  • Depending on all these documents check whether all these certificates are legal compliance and then decide to buy the apartment. Once you are assured of these then…

4. Register the property:

Buying a house? | After you decide to buy the property, register the same with the concerned authorities so that you can become the rightful owner.

After you decide to buy the property, register the same with the concerned authorities so that you can become the rightful owner.

5. Frequent visits:

Always visiting the property is better than going by looking at the advertisements. When you visit the property, you can schedule an appointment with the site representative and go in person to know all the details. After all, seeing is believing!

6. Better to buy than to wait:

Early birds get the worm. It’s always better to buy the property when the project is announced early on. Because there will be more chances for you to get the property how you want it depending on the floors, Vaastu, and other amenities. There is also a better chance of your property the house at a cheaper price if you buy the house and do not wait for the project to get completed. Plus, as an early bird, you get the best options available to you. 

These tips will help you organize your thoughts in finding your dream home with confidence!

“Bless our house as we come and go. Bless our home as the children grow. Bless our families as they gather in. Bless our home with love and friends.”

– An anonymous quote

To know more about “Buying a home simply becomes one of the greatest feelings in the world!”. Click here!

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